Corporate Financial Advisors

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Why choose RWB Wealth over other financial advisory companies?

We've advised businesses that operate around the world (but head quartered in the UK) in raising capital and making investments, ensuring the advice we give is done in the most tax efficient way.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Corporate financial advice

Providing corporate financial advice for businesses big and small.

No matter how successful your business is doing, its future depends on your ability to prepare for the unexpected.
Whether you have many employees or are a self-employed sole trader, we can help ensure you and your business is appropriately protected against the unforeseen. Your business may be highly dependent upon a single person and their loss could cause serious issues to your turnover or ability to trade effectively. We understand how difficult it is to run a business while making time for future financial planning and admin work. Our corporate financial advisors work with you to plan and safeguard your businesses financial future.

Our team of experienced financial advisors offer the following corporate financial services:

• Business Insurance - Protect your key shareholders and key team members.

• Enhance your recruitment proposition through attractive employee benefit packages

• Set up employee bonuses and benefit packages to help you attract and retain the best staff.

• Manage your business / groups pensions taking advantage of tax incentives.

• Corporate Investments - Helping you invest your retained earnings in the most tax efficient way.

• High Net Worth Portfolio management.
cardiff financial advisor
Corporate Insurance for your business

Corporate Business Insurance

Protecting your business. Your key team, their experience, knowledge and understanding of 'how things work' is the core element of your business.

Although it's not nice to think about, what would you do if you lost them to death or illness?

Can they be replaced? How long would it take to bring someone to the same level of performance?
Death of illness of someone from the management team or a key employee can cause huge disruption to a business, including:

Loss of profit, reduction of output, loan recalls, loss of key relationships, loss of tacit knowledge.
Businesses can struggle when the tragedy befalls key members of staff.

You can reduce your exposure to these events through keyman, shareholder protection and loan insurance (using a key man policy to be able to cover and liabilities that the company may have).

Keyman insurance will cover the costs of hiring, retraining and cover costs of lost business and knowledge. 

Although key team members can never be replaced, you can give your business the buffer it needs to weather the storm.
Shareholder protection will help cover costs associated with a shareholder death, it can help cover costs if the shareholders next of kin decide to cash the shares. alternatively, it can provide funding to help the existing shareholders purchase back the shares to ensure the directors keep control of the company internally.

Loan insurance can help protect you against outstanding loans in the case of illness or death. This insurance will cover your existing liability, so it doesn't haunt you and your business if you are unable to work.
Group pensions

Group Pension Planning

If you have a large business with several employees, you may need to provide a company pension for them, which we can help with. 

Our corporate finance advisors can also help ensure your business is taking advantage of any potential tax incentives available to you via certain protection policies.

Under regulations many employees are now subject to auto enrolment, this has made it compulsory for employers to review eligibility for their workers and if eligible, enrol them into a pension scheme and contribute on their behalf. 

The government has issued minimum contributions for both employees and employers currently at 5% and 3% respectfully.

Auto-Enrolment products are not regulated by the Financial Conduct Authority
Schemes vary in terms, fees, expenses, and investment options, if you need help with enrolment one of our corporate finance advisory team will sort the process. 

Our pension financial advisors will find the scheme that most suits your needs. We will factor in tax incentives while ensuring you remain fully compliant.

Capturing and retaining employees is more important than ever, holding on to your good employees will be critical to securing the business long term. 

Employee incentives and bonuses can be the difference in attracting and retaining this top talent. RWB Wealth will help you set up incentive structures, whether its health insurance, group income protection or group critical illness cover. We'll find the incentives that match your businesses needs and keep you competitive.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Corporate Investments

Key to the long term success of your business is knowing where to put your retained earnings, there are a number of options for increasing your balance sheet assets.

Whether you've just raised capital and need help with shareholder agreements or you're looking to make long term investments to help safeguard your business, RWB corporate finance team can help.

Have any questions?
Want to know a little more?

We’re here to help you with any of your questions. If you’d like to contact us or have a query, please fill in our form and we’ll get back to you.
The Partner together with St. James's Place plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James's Place Privacy Policy.
You can send us a message or call us at:
T: 02920263360
E: [email protected]
RWB Wealth Ltd, Regus House, Malthouse Avenue, Cardiff Gate Business Park, Cardiff, CF23 8RU
SJP Approved
RWB Wealth Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

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