Trusted Mortgage Advisors & Brokers

Eligibility – You may not consider yourself eligible for a mortgage application or you choose not to apply because of bad credit or CCJ’s.

We can help answer the following questions:

• Can you get a mortgage on benefits?
• Mortgages for self employed?
• What is a good credit score UK?

There are many different types of mortgages so whatever your needs and circumstances our financial advisers in Cardiff can help find you the perfect mortgage to suit you;

Frequently asked questions from previous clients:

• Financial Planning – how much am I going to need for my deposit?

• Gifting money for house deposit – I wish to gift a sum to my children for their first deposit, how much can I gift them?

• Is there a difference in the mortgage for a new build home?

• Estate Planning - Am I able to pass my home to my children?

• What is involved with new build properties?

• How does a mortgage loan work?

In order to answer these questions, we will conduct a comprehensive “fact find” with you so that we can advise you fully as to your best options given your personal circumstances.

If your current deal is coming to an end, it is very important to seek a new deal, especially in today’s economic uncertain climate. 

Not only will you likely be paying more to your existing lender if you do nothing, but you may also be at risk of paying, even more, should interest rates rise. 

We can help find the most suitable new deal for you from a representative of the market before your existing deal ends.

If moving home is not for you but you would like to improve or extend your current property, our mortgage advisors in Cardiff can help you borrow more from your existing lender. 

It’s not just home improvements that may lead you to need to borrow more against your existing property though. 

We can also help if you need to borrow more for other reasons, such as to purchase a second property for example. 

RWB Wealth Management can advise on a Further Advance and other options that are available, we will only advise you on a Further Advance if it is appropriate for your needs.